Pennsylvania Income Tax Calculator 2026 โ€” 3.07% Flat + Local EIT

Calculate your 2026 Pennsylvania state income tax at 3.07% flat rate plus local Earned Income Tax. Includes Philadelphia (3.75%), Pittsburgh (3%), and other municipalities.

$
= $7,083 / month
Local EIT: 1.00% โ€” combined rate: 4.07%
Common salaries:
$0
PA State + Local Tax
$0
PA State Tax (3.07%)
$0
Local EIT
$0
After PA+Local Tax

Pennsylvania Tax Breakdown

Tax Computation Summary

How to Use This Pennsylvania Income Tax Calculator

Enter your annual gross income, select your filing status, and choose your municipality to include the Local Earned Income Tax (EIT). Pennsylvania applies a flat 3.07% state rate to all income โ€” no deductions or exemptions at the state level. The local EIT is an additional tax withheld by your employer based on where you live.

Philadelphia residents pay the highest combined rate (6.82%), while most other PA residents pay 4.07% combined. If your municipality charges a different rate, select "Custom rate" and enter your actual local EIT rate.

The Formula

PA State Tax = Gross Income ร— 3.07%
Local EIT = Gross Income ร— Local EIT Rate
Total PA Tax = PA State Tax + Local EIT
Combined Effective Rate = Total PA Tax รท Gross Income ร— 100
Note: No state standard deduction or personal exemption in Pennsylvania

Example

Michael, Single, $85,000 salary in Philadelphia, PA 2026:
PA state tax: $85,000 ร— 3.07% = $2,610
Philadelphia local EIT: $85,000 ร— 3.75% = $3,188
Total PA + local tax: $2,610 + $3,188 = $5,797
Combined effective rate: 6.82% | (Most PA cities: 4.07%)
Extended

PA Total Tax vs Neighboring States

Compare Pennsylvania combined state+local tax against NJ, NY, DE, OH, and MD

Compare Pennsylvania total tax burden (state + local + federal) against neighboring states at your income level.

Total Tax Burden: PA vs Neighboring States

PA column includes your selected local EIT rate. Other states use state income tax only (local taxes vary).

State State Rate State+Local Tax Federal Tax Combined Total Combined Eff. Rate

Frequently Asked Questions

What is the Pennsylvania state income tax rate for 2026?
Pennsylvania has a flat state income tax rate of 3.07% on all taxable income โ€” one of the lowest flat rates in the country. There is no standard deduction and no personal exemption at the state level. However, Pennsylvania residents also owe local Earned Income Tax (EIT) which varies by municipality, significantly increasing total tax burden.
What is the Pennsylvania local Earned Income Tax (EIT)?
Most Pennsylvania municipalities levy a local Earned Income Tax (EIT) in addition to the state 3.07% rate. Philadelphia charges 3.75% (residents) making the combined PA+local rate 6.82%. Pittsburgh charges 3% (combined 6.07%). Most other PA municipalities charge 1% (combined 4.07%). This local tax is automatically withheld by employers.
Does Pennsylvania have a standard deduction or personal exemption?
No. Pennsylvania does not have a state standard deduction or personal exemption. PA income tax is applied to gross income with very limited deductions allowed. This is why PA's 3.07% rate, while low by headline, applies to a broader income base than many other states.
How does Pennsylvania income tax compare to neighboring states?
Pennsylvania's 3.07% state rate is among the lowest in the region. New Jersey has graduated rates up to 10.75%, New York up to 10.9%, and Maryland up to 5.75%. Ohio has graduated rates up to 3.99%, Delaware up to 6.6%. However, when PA local EIT is included (especially Philadelphia at 3.75%), Pennsylvania's combined burden becomes more comparable to neighbors.
Are Social Security benefits taxed in Pennsylvania?
No. Pennsylvania does not tax Social Security benefits. Additionally, PA does not tax retirement income including pensions, 401(k) distributions, and IRA distributions for residents aged 60 and older. This makes Pennsylvania particularly tax-friendly for retirees, despite having no standard deduction for working-age residents.