No-Income-Tax State Comparison Calculator 2026 โ All 9 States Ranked
Compare total tax burden across all 9 no-income-tax states (AK, FL, NV, NH, SD, TN, TX, WA, WY). Enter your income, home value and spending to rank the best state for your situation.
$
Salary, self-employment income $
WA charges 7% excise above $278K $
Used to estimate property tax $
Taxable purchases (retail, dining, etc.) Common incomes:
Ranked by total state+local tax burden (lowest first). All use your inputs above.
| Rank | State | Income Tax | Property Tax | Sales Tax | Other | Total Burden |
|---|
Best State for Your Numbers
How This Calculator Works
Enter your annual wage income, capital gains, home value and annual consumer spending. The calculator applies each state's effective property tax rate, combined sales tax rate, and any other special taxes (like Washington's capital gains excise tax). Results are ranked from lowest to highest total state+local burden.
Key Differences Among No-Tax States
AK: 0% income, 0% state sales tax (local avg ~1.8%), low property (~1.17%)
FL: 0% income, 6% state sales (avg 7.07% combined), ~0.89% property
NV: 0% income, 6.85% state sales (avg 8.25% combined), ~0.55% property
NH: 0% income, 0% sales tax, high property ~2.09%
SD: 0% income, 4.5% state sales (avg 6.4% combined), ~1.14% property
TN: 0% income, 7% state sales (avg 9.55% combined), ~0.66% property
TX: 0% income, 6.25% state sales (avg 8.19% combined), high property ~1.74%
WA: 0% income (7% CG excise above $278K), 6.5% sales (avg 9.38%), ~0.93% property
WY: 0% income, 4% state sales (avg 5.44% combined), ~0.55% property
FL: 0% income, 6% state sales (avg 7.07% combined), ~0.89% property
NV: 0% income, 6.85% state sales (avg 8.25% combined), ~0.55% property
NH: 0% income, 0% sales tax, high property ~2.09%
SD: 0% income, 4.5% state sales (avg 6.4% combined), ~1.14% property
TN: 0% income, 7% state sales (avg 9.55% combined), ~0.66% property
TX: 0% income, 6.25% state sales (avg 8.19% combined), high property ~1.74%
WA: 0% income (7% CG excise above $278K), 6.5% sales (avg 9.38%), ~0.93% property
WY: 0% income, 4% state sales (avg 5.44% combined), ~0.55% property
Example โ $120K Income, $400K Home
Single earner, $120,000 income, $400,000 home, $50,000 annual spending:
Wyoming: $0 income + $2,200 property + $2,720 sales = $4,920 total
Nevada: $0 income + $2,200 property + $4,125 sales = $6,325 total
Texas: $0 income + $6,960 property + $4,095 sales = $11,055 total
New Hampshire: $0 income + $8,360 property + $0 sales = $8,360 total
Wyoming: $0 income + $2,200 property + $2,720 sales = $4,920 total
Nevada: $0 income + $2,200 property + $4,125 sales = $6,325 total
Texas: $0 income + $6,960 property + $4,095 sales = $11,055 total
New Hampshire: $0 income + $8,360 property + $0 sales = $8,360 total
Extended
Break-Even vs Income Tax States
Find the income level where moving to a no-tax state beats high-income-tax states like CA, NY, IL
How much you save in state income tax by living in a no-tax state vs major income-tax states at your income level. (Does not include property/sales tax differences.)
| If you left... | State Income Tax There | State Income Tax in Best No-Tax State | Annual Savings | 10-Year Savings |
|---|
Best no-income-tax state ranked by total burden for different taxpayer profiles.
| Profile | #1 Best State | #2 Best State | #3 Best State | Key Reason |
|---|---|---|---|---|
| High-income renter | Wyoming | Nevada | South Dakota | No income tax, low sales tax, no property tax |
| Retiree / investor | Florida | Nevada | Wyoming | Warm climate, no tax on SS/pensions, no estate tax |
| High-spending consumer | Alaska | New Hampshire | Wyoming | No or low sales tax states |
| Homeowner, moderate income | Nevada | Florida | Tennessee | Low property tax rates |
| Business owner (no CG) | Wyoming | South Dakota | Nevada | Low overall burden, no income tax |
| High capital gains ($500K+) | Florida | Nevada | Wyoming | Avoid WA 7% CG excise tax; no CG state tax |
Frequently Asked Questions
Which 9 states have no state income tax?
The 9 states with no general state income tax are: Alaska (AK), Florida (FL), Nevada (NV), New Hampshire (NH), South Dakota (SD), Tennessee (TN), Texas (TX), Washington (WA), and Wyoming (WY). Note: New Hampshire fully phased out its Interest and Dividends tax as of 2025. Washington has no general income tax but does levy a 7% capital gains excise tax on gains above $278,000 (indexed).
Does no income tax mean lower taxes overall?
Not necessarily. States without income taxes often compensate with higher property taxes, sales taxes, or other fees. Texas and New Hampshire have among the highest property tax rates in the US. Tennessee and Nevada have high sales tax rates. Alaska has no income tax, no sales tax, and even pays a dividend to residents โ but local governments may levy property and sales taxes. The total burden varies significantly by lifestyle, home ownership, and spending habits.
What is Washington's capital gains excise tax?
Washington state enacted a 7% capital gains excise tax on long-term capital gains above $278,000 (2026 threshold, indexed to inflation). This is technically classified as an excise tax rather than an income tax, so it does not violate Washington's constitutional prohibition on income taxes. It applies to gains from stocks, bonds, and other assets, but not to real estate sales. This makes WA less attractive for high-income investors while still being tax-free for wage earners.
Which no-income-tax state is best for retirees?
Florida is often considered the best for retirees: no income tax (so no tax on Social Security, pensions, or IRA withdrawals), moderate property taxes (~0.89% effective rate), no estate tax, and generally warm climate. Nevada is also excellent with lower property taxes than Florida and no tax on retirement income. Wyoming and South Dakota offer low overall tax burdens but have cold climates and smaller economies. Alaska provides a Permanent Fund Dividend to residents but has limited infrastructure in many areas.
How does Tennessee compare now that the Hall tax is gone?
Tennessee eliminated its Hall Income Tax (which taxed investment income) in 2021, making it fully income-tax-free. However, Tennessee has the highest combined state+local average sales tax rate in the US at approximately 9.55%. This makes TN excellent for high-income earners who save a lot but expensive for consumers. Tennessee also has no estate tax and relatively moderate property taxes (~0.66% effective rate), making it competitive for retirees and investors.